The Fiduciary Governance Standard
for Government Contractors
Insurance placement and administration are expected. Governing the risk is not.
Government contractors rely on brokers, carriers, and TPAs for insurance placement, claims administration, network access, and reporting.
Archer Jordan Health provides that as well.
In addition, we serve as the independent fiduciary governing SCA fringe architecture, plan economics, vendor accountability, and executive risk exposure.
For mid-market and enterprise contractors, the health plan is not just a benefit expense. It is a compliance structure, a cash flow engine, and a balance sheet risk.
We govern it accordingly.
or schedule a 20-Minute Governance Call
The Traditional Model Leaves Leadership Exposed
Most brokers focus on placement and renewal strategy.
Most TPAs focus on claims processing and administration.
Most carriers focus on underwriting and risk transfer.
Each performs an important function.
But no one is structurally accountable for:
• Fiduciary oversight
• SCA fringe compliance architecture
• Vendor performance governance
• Long-term cost trajectory control
• Executive and board-level exposure
When responsibility is fragmented, risk hides in the gaps.
Placement. Administration. Governance.
Archer Jordan Health integrates traditional benefit execution with independent fiduciary authority.
We Handle
• Insurance placement strategy
• Vendor coordination and oversight
• Funding structure analysis
• Claims and reporting review
In addition, we assume formal fiduciary governance responsibility for:
• Structured SCA fringe architecture
• Plan document integrity and oversight
• Vendor accountability enforcement
• Cost trend governance
• Audit defensibility
• Enterprise-level risk containment
This is not advisory commentary.
It is governed oversight.
Designed for Service Contract Act Contractors
Government contractors operating under the Service Contract Act face unique exposure:
• Prevailing wage compliance
• Fringe equivalency documentation
• DOL audit vulnerability
• Multi-contract funding structures
• Rapid workforce scaling and contraction
Traditional benefit models were not designed for SCA complexity.
Archer Jordan Health builds and governs structured compliance architecture specifically for this environment.
What Governance Changes
When fiduciary authority is clear and structured:
• Volatility decreases.
• Compliance exposure narrows.
• Vendor performance improves.
• Renewal conversations shift from reactive to strategic.
• Leadership regains control over plan economics.
The benefit plan becomes an engineered asset — not a recurring liability.
Mid-Market and Enterprise Government Contractors
We work with contractors typically ranging from $25M to $250M+ in revenue, particularly those operating under SCA-covered contracts in the Western United States and nationally.
Our clients include defense, logistics, cybersecurity, infrastructure, and mission-support contractors who require compliance discipline at enterprise scale.
If You’re Placing Insurance Without Governing It, You’re Exposed
Most contractors believe they have coverage.
Few have governance.
If you would value a direct, executive-level review of your current structure, we are prepared to provide it.